Chow Jia Xuan
赵家萱
AIA Financial Services Consultant
9645 5384
jiaxuanchow@aia.com.sg
Beyond portfolios, beyond plans: I invest in your dreams, hand in hand.
With my background in banking and education, I combine financial expertise with a genuine passion for guiding individuals and families towards a secure future. Whether it’s navigating insurance options or crafting personalized financial plans, I dedicate myself to building trusted relationships and ensuring your peace of mind.
What made me join Builders Financial
Builders Financial aligns perfectly with the values of trust, collaboration, and genuine care I seek in a team, where I can leverage my expertise to empower others and achieve collective success.
More about myself
My journey from banking to financial consulting wasn’t just a career shift, it was a calling. Witnessing firsthand the financial anxieties people face fueled my desire to make a difference. Now, I share my knowledge to empower individuals and families, guiding them towards financial security with the same passion I poured into educating others.
It’s more than just numbers and plans; it’s about protecting my clients’ and their families, building trust and peace of mind, one client at a time.
My Work Experience
Estate and Succession Planning Practitioner
AIA Financial Services Consultant
DBS Wealth Planning Manager
MOE Geography and Social Studies teacher
Bachelor of Social Sciences (Hons Distinction)
IBL Level 1 certification
Estate Planning, Wills and Trusts for Financial Services Professionals (Programme at Precepts Academy Ltd)
Achievements and Professional Development
GoalsMapper Practitioner since 2023
Estate Planning, Wills and Trusts for Financial Services Professionals
(Programme at Precepts Academy Ltd) since 2023
Estate and Succession Planning Practitioner since 2024
CFP Modules 1 and 2 certifications (2025)
Awards and Recognitions
Million Dollar Club (2024, 2025)
“Her attentiveness, patience and quiet confidence shines through in her work”
Jia Xuan is knowledgeable, personable and clear in delivering ideas– which are qualities that truly help in the process of navigating one’s financial portfolio and optimising for plans in various stages of life. She does her best to ensure that I am comprehensively and holistically protected by listening attentively to my unique circumstances and explaining complex policies in a manner that is relatable and easy to understand.
My family and I are grateful for her genuine care and responsiveness during the time she walked my mom through a health incident which resulted in a successful claim. Her guidance and clarity in calmly and painstakingly explaining our options and considerations in an otherwise difficult situation gave us great peace of mind and assurance.
There is always a lot to share about life, hear alternative perspectives and learn from Jia Xuan. I highly recommend her as a trusted advisor who endeavours to thoroughly serve her clients with utmost professionalism, understanding and empathy.
Jeremiah and family
“Reliable and solution-oriented, she made me feel valued as a client”
I had the pleasure of having Jia Xuan as my insurance agent, who demonstrated a deep understanding of my financial situation and goals. From our initial meeting, it was evident that she prioritised my needs and took time to listen, ensuring that every recommendation was tailored to me. This personalised approach not only instilled confidence but also made me feel valued as a client.
Rather than pushing for high-commission products, she focused on finding solutions that provided the best value within my financial means. This transparent approach reassured me that her primary goal was to serve my best interests, fostering a sense of trust and reliability.
Beyond the initial policy selection, she was always available to answer questions and assist with any concerns that arose. Her commitment to ongoing service and proactive communication ensured that I felt supported every step of the way, making the entire insurance process seamless and stress-free. I have no hesitation in recommending her to anyone based on my experience with her!
Ruth Chua
“Genuine, prompt and professional!”
I had an excellent experience working with Jia Xuan. She took the time to explain every detail of my policy in a way that was easy to understand, and she was always available to answer my questions promptly. When I needed to file a claim, she guided me through the process smoothly and made what could have been a stressful situation feel manageable.
Thanks to her professionalism and genuine care, I feel confident that my family is well protected. I would highly recommend Jia Xuan to anyone looking for reliable insurance support.
Josephine and Ricky
“Peace of mind in insurance decision-making with no pressure”
Jia Xuan provided clear, structured, and personalised support for my insurance planning. She explained insurance concepts in layman’s terms, helping me understand the level of coverage I needed based on my income, life stage, future plans, and existing policies.
She was patient and never pushy, focusing on helping me make informed decisions with genuine care. She consolidated my existing policies, making it easier to track coverage, payment dates, and identify any gaps before considering new plans.
Jia Xuan also conducted annual check-ins to review my situation without any pressure to purchase additional products. Overall, her advice gave me clarity and peace of mind, and I feel confident that my coverage is appropriate without anything excessive. Thank you for making adulting a little easier when it comes to insurance planning!
Ms Lim
“A sincere advisor who takes the time to truly understand our needs”
Jia Xuan has been incredibly attentive, patient, and sincere throughout our corporate and personal insurance journey. What really stands out is how she takes the time to truly understand our needs and explains everything in a way that’s clear and easy to follow.
Her professionalism is matched with a genuine warmth, which makes the whole process feel comfortable and reassuring. We never felt pressured—only supported in making the right decisions for ourselves.
It’s rare to come across someone who combines knowledge, dedication, and such a personal touch so effortlessly. We’re truly grateful to have her as our insurance advisor.
Kar Mun and Wei Lun
View more
Our Team
Sandra Phua Siang Kiang
潘婵娟
9816 6143
sandra.phua@aia.com.sg
AIA Senior Financial Services Consultant
AIA Regional Employee Benefits Specialist

May Lim Jin Yng
林静盈
Agency Support Executive









