Nonie Mulia
Muliawaty Mulia
AIA Financial Services Consultant
9339 3896
nonie@aia.com.sg
My Life Motto:
Love well, serve well.
About Myself
Originally from Indonesia, I have made Singapore my home for more than 20 years. This journey of adapting to a new country gives me a unique perspective and allows me to connect deeply with expatriates and immigrants who are building their lives here.
With nearly two decades in corporate finance for multinational corporations, I bring both discipline and empathy to financial consulting. My own journey through health challenges taught me the importance of financial resilience. Joining AIA was a natural step—combining professional expertise with a passion for serving people.
Clients often share that I am transparent, knowledgeable, and never pushy. They value that I take time to explain options clearly, ensuring they feel empowered to make the right decisions.
My Philosophy
I believe financial planning is more than numbers—it’s about trust, clarity, and peace of mind. Guided by my motto “Love well, serve well”, I strive to build lasting partnerships rooted in empathy and integrity.
My own immigrant journey has taught me resilience and adaptability. These experiences shape the way I serve clients—especially expatriates and newcomers to Singapore—ensuring that every plan is not only financially sound but also personally meaningful.
Financial planning is not just about policies—it’s about people.
My Work Experience and Credentials
AIA Authorised Representative since 2021
Senior Financial Controller, Transocean 2002-2010, 2015-2019
Assistant International Financial Controller, Vantage Drilling 2010-2015
Certified Public Accountant 2017
Master in Accountancy 2002
Achievements and Professional Development
Certified Financial Planner TM (2024)
Certified Will Planner (2024)
IBF Qualified (2021)
Goalsmapper Practitioner since 2021
Awards and Recognitions
AIA Million Dollar Club (2023, 2024)
Nonie has demonstrated a good understanding of my financial needs and goals and she delivers her advice with these clearly in mind. I am comfortable to put my finances in her care and for her to guide me in the right direction. She is not “pushy” and her professional advices are clear, relevant and prudent.
Irene Cheah
We would like to highly recommend Nonie, who firstly, understand what we were looking for, and then advising on what we needed best. She gave us different options to consider and was not pushy in any way. She also carefully explained the differences of each plan, and ensured we fully understand them. She would also update us, if there are any new changes or something requires our attention and very on the ball, with our questions. It is great to have Nonie, someone who we can trust to attend to our needs and questions.
A & D
I highly recommend Nonie for her sincerity, and good knowledge of insurance products. She took the time to listen, understand and tailor solutions that fit my family’s needs, ensuring we felt confident and well-protected.
Jesse Loh & Xiu Wei
I have been working with Nonie for many years, and I could not be happier with the service I have received. She is always prompt, professional, and knowledgeable. Always ready to help with any inquiries, Nonie takes the time to understand my needs. I feel confident and secure knowing I have such a dedicated agent looking out for me.
Mathiraj s/o Kanesan
Alawys providing excellent service, prompt on our queries and well-thought out consideration of our insurance needs. You have always been extremely helpful. We truly appreciate you being our agent. Thank you so much Nonie Muliawaty.
Noramin & Nur Hidayu
Nonie has been very helpful, transparent, professional and patient in guiding us through our insurance needs. She thoroughly explained our coverage options while respecting our financial limitations.
Nonie’s expertise ensured that our lifestyle and children are adequately protected.
We now have the peace of mind knowing that we’re prepared for unexpected challenges.
Zai
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Our Team
Sandra Phua Siang Kiang
潘婵娟
9816 6143
sandra.phua@aia.com.sg
AIA Senior Financial Services Consultant
AIA Regional Employee Benefits Specialist

May Lim Jin Yng
林静盈
Agency Support Executive









