Builders Financial Jia Xuan

Louise Lai Ying Ci

AIA Financial Services Consultant

8482 9755
louiselai@aia.com.sg

Courage opens doors. Kindness opens hearts.

Why I joined Builders Financial

For many years, I have always wanted to become a Financial Service Consultant. I was interested in financial planning because I wanted to understand it deeply and help others make better financial decisions for their future.

However, despite having this aspiration, fear often held me back. I doubted myself and was hesitant to step out of my comfort zone, so I did not dare to take on the challenge.

In October 2025, I attended an AIA Networking Night. Interestingly, the topic that evening was not about insurance or investments, but something far more human — understanding fear and how to overcome it.

That session stayed with me. It made me realise that fear does not disappear on its own. It only changes when we choose to act despite it.

From that moment, I decided it was time to move forward — not because fear was gone, but because I no longer wanted it to lead my decisions.

Today, I am a Financial Services Consultant. But more importantly, I see my role as helping people gain clarity in their financial decisions, so they can move forward with confidence.

Many financial decisions are not difficult because of lack of products or information. They are difficult because of uncertainty, hesitation, and fear of making the wrong choice. My aim is to simplify that process — to listen carefully, understand what truly matters, and provide guidance that helps clients make informed and confident decisions.

I believe financial planning should feel grounded, thoughtful, and reassuring — not overwhelming.

At the heart of everything I do is this belief: courage helps us begin, and kindness ensures we walk the journey with care for the people we serve.

Builders Financial Employee Benefits Dedicated Team Support
Builders Financial Employee Benefits Dedicated Team Support

My Work Experience & Credentials

Financial Services Consultant, AIA Singapore (2026 May– Present)

Senior HR Executive, Univac (2022 – 2026 April)

HR Executive, GES (2013 – 2022)

Tour Leader, Hong Thai Travel (2012 – 2013)

Qualifications

Postgraduate Diploma in Human Resource & Reward Management, Singapore HR Institute (SHRI)

Bachelor of Languages & Linguistics (French), University of Malaya (UM)

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Our Team

Builders Financial Ang Hui Cheng Founder

Ang Hui Cheng

洪慧菁

9382 9038
cheng@aia.com.sg

AIA Financial Services Director, Leading Corporate Solutions

Builders Financial Sandra Phua Siang Kiang

Sandra Phua Siang Kiang

潘婵娟

9816 6143
sandra.phua@aia.com.sg

AIA Senior Financial Services Consultant
AIA Regional Employee Benefits Specialist

Builders Financial Christine Wu Dan

Christine Wu Dan

伍丹

9627 2257
chriswd@aia.com.sg

AIA Financial Services Manager

Builders Financial Xu Liyan

Xu Liyan

许立彦

9271  1283
lyxu@aia.com.sg

AIA Financial Services Consultant

Builders Financial Fanny Yang Yi

Fanny Yang Yi

杨懿

8150 5105
fannyyangyi@aia.com.sg

AIA Financial Services Consultant

Builders Financial Nonie Mulia

Nonie Mulia

Muliawaty Mulia

9339 3896
nonie@aia.com.sg

AIA Financial Services Consultant

Builders Financial Teh Chin Kang

Teh Chin Kang

郑秦康

8301 8069
chinkang.teh@aia.com.sg

AIA Financial Services Consultant

Builders Financial Daniel Tay

Daniel Tay

郑志强

9797 4225
zheng@aia.com.sg

AIA Financial Services Consultant

Builders Financial

Soh Suay Lan Gigi

苏筱兰

8838 1281
gigi@aia.com.sg

AIA Financial Services Consultant

Builders Financial Ernest Ang

Ernest Ang

洪浚鑫

8200 5528
ernestang@aia.com.sg

AIA Financial Services Consultant

Builders Financial Jia Xuan

Chow Jia Xuan

赵家萱

9645 5384
jiaxuanchow@aia.com.sg

AIA Financial Services Consultant

Builders Financial Jia Xuan

Louise Lai Ying Ci

8482 9755
louiselai@aia.com.sg

AIA Financial Services Consultant

Builders Financial Jia Xuan

Victorine Poniman Tengco

鄧伊茹

8120 8700
victorine@aia.com.sg

AIA Financial Services Consultant